| RONALD E. BACHMANF.S.A., M.A.A.A.
 President and CEO, Healthcare Visions, Inc.
 Sr. Fellow, Center for Health Transformationhttp://www.healthtransformation.net/
 Sr. Fellow, Georgia Public Policy Foundationhttp://www.gppf.org/
 Sr. Fellow, National center for Policy Analysis http://ncpa.org Fellow, Wye River Group on Health http://www.wrgh.org/
 Ron Bachman is one of the foremost experts on Healthcare Consumerism, Consumer-Centric Medicaid and Medicare, Uninsured Population, and Mental Health.   For information on how Ron can address your organization's needs, or for coded access to the Consumerism Library, please contact: ronbachman@healthcarevisions.net   BUY NOW and Get 4 Navigator for the Price of 1:     Health Reform Navigator   1. Insurance Navigator 2. Tax & Penalties Navigator 3. Preventive Care Navigator 4. Medicare Navigator                     Click here for more about Ron's background and recent presentations                   . 
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